Roadmap
Smoothy is being built in four phases, each unlocking more control over your finances.
Updated 7th Jul 2026
01
Expense visibility
02
Expense minimisation
03
Expense optimisation
04
Saving & investment
- Expense identification
- Expense prediction
- 'Safe to spend' calculation
- Expense forecasting
- Reduce expenses
- Debt consolidation
- Service provider optimisation
- Payment automation
- Payment smoothing
- Fund buckets
- Saving
- Investment